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bravonexiluri

Financial Excellence

Privacy Policy

Last updated: January 15, 2025

bravonexiluri ("we", "our", or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website bravonexiluri.com or use our financial services platform.

Information We Collect

Personal Information

Name, email address, phone number, residential address, date of birth, and government identification numbers as required for financial services compliance.

Financial Information

Bank account details, transaction history, income information, and other financial data necessary to provide our money handling services.

Technical Information

IP address, browser type, device information, cookies, and usage data collected automatically when you access our platform.

How We Use Your Information

We use the collected information for various purposes, including providing and maintaining our financial services, processing transactions, and ensuring compliance with Australian financial regulations. Your data helps us personalise your experience and improve our platform's functionality.

  • To provide, operate, and maintain our financial services platform
  • To process transactions and manage your account securely
  • To comply with regulatory requirements under Australian law
  • To communicate with you about services, updates, and important notices
  • To detect, prevent, and address fraud or security issues
  • To improve our services through data analysis and user feedback

Australian Privacy Act Compliance

bravonexiluri operates under the Australian Privacy Act 1988 and follows the Australian Privacy Principles (APPs). We are committed to handling your personal information in accordance with these regulations and maintaining the highest standards of data protection.

Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. However, we may share your information in specific circumstances outlined below, always ensuring appropriate safeguards are in place to protect your privacy.

  • With financial institutions to process transactions and payments
  • With regulatory bodies as required by Australian financial laws
  • With service providers who assist in platform operations under strict confidentiality agreements
  • In response to legal processes or government requests when required by law
  • To protect our rights, property, or safety, or that of our users

Your Privacy Rights

Under Australian privacy law, you have several rights regarding your personal information. We make it easy for you to exercise these rights through our platform or by contacting our privacy team directly.

Access

Request access to your personal information we hold

Correction

Request correction of inaccurate or incomplete data

Deletion

Request deletion of your personal information where legally permissible

Restriction

Request restriction of processing in certain circumstances

Portability

Request transfer of your data to another service provider

Complaint

Lodge a complaint about our privacy practices

Data Security

We implement robust security measures to protect your personal information against unauthorised access, alteration, disclosure, or destruction. Our security infrastructure includes encryption, secure servers, regular security audits, and staff training on privacy protection.

Security Measures

We use industry-standard encryption (AES-256) for data transmission and storage, maintain secure servers in Australia, conduct regular penetration testing, and require all staff to complete privacy and security training annually.

Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy or as required by Australian law. Financial transaction records are typically retained for seven years in compliance with taxation and anti-money laundering regulations.

  • Account information: Retained while your account is active plus 7 years
  • Transaction records: Retained for 7 years as required by law
  • Marketing communications: Until you unsubscribe or request deletion
  • Technical data: Typically retained for 2 years for platform improvement

International Data Transfers

While we primarily store and process data within Australia, some service providers may be located overseas. When we transfer personal information internationally, we ensure appropriate safeguards are in place, including contractual protections and adequacy decisions where applicable.

Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies to enhance your browsing experience, analyse website traffic, and personalise content. You can manage cookie preferences through your browser settings, though some features may not function properly if cookies are disabled.

Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify you of significant changes by email or through prominent notices on our website at least 30 days before changes take effect.

Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately so we can delete such information.

Contact Us About Privacy

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us:

Email: privacy@bravonexiluri.com

Phone: +61 408 447 788

Post: Privacy Officer, bravonexiluri
119 Kembla St, Wollongong NSW 2500, Australia

This Privacy Policy is effective as of January 15, 2025, and was last reviewed on this date. We recommend reviewing this policy periodically to stay informed about how we protect your information.